Did You Know?

Credit Unions open their doors to people regardless of their race, gender, or financial situation. As not-for-profit institutions, they are devoted to their members’ financial wellness, and not to making a profit.

Credit Unions and Cooperatives (Co-ops) operate on a democratic platform, meaning one vote, one member, no matter their financial status. Each credit union has a board of directors that serve on a volunteer basis.

Members are both owners and customers. The more people that participate, the more can be given back in the form of more products, lower loan rates, higher savings yields, and fewer fees.

Credit Unions and Co-ops are owned by members, not shareholders, making each member the boss.

Credit Unions are committed to providing financial education to their members and to the community at large. From budgeting basics to retirement planning and how credit works, they do all they can to ensure that the general public and policymakers are informed.

Credit Unions provide more ATMs than the world’s largest bank. Working together, financial cooperatives are there when you need them. 

Credit Unions are passionate about serving their members and about making an impact in the community. They volunteer for and participate in causes to make a difference.